NTC Loan in Easy Steps! (Namaste Credit & Sapati)
Published: March 27, 2024
Last Modified: April 6, 2024
NTC Loan in Easy Steps! (Namaste Credit & Sapati)
Ever run out of credit right when you need it most? NTC (Nepal Telecom) has your back! They offer two ways to get a quick loan for your prepaid connection: Namaste Credit and Sapati. Here’s a breakdown on how to use each:
How to Subscribe NTC Loan ?
- Type Start and Send SMS to 1477 or Dial *1477# and select 1.
1. Namaste Credit (For Frequent NTC Users):
Good for: Loyal NTC customers who use their service regularly.
Benefits:
- Completely free to use (no service charges!)
- Automatic repayment through your next top-up.
- Easy activation.
How to activate:
- Dial *1477# on your NTC phone.
- Select “Namaste Credit” followed by “Start”.
- You’ll receive a message confirming your initial credit limit.
How to check remaining balance:
- Dial *1477# and select “Namaste Credit” followed by “STATUS”.
2. Sapati Loan (For Everyone):
Good for: Anyone with an NTC prepaid connection, even if you’re a new customer.
Benefits:
- Quick access to loan amounts (Rs. 50, 100, 200, or 500).
- Flexible repayment options (depending on chosen amount).
How to take a Sapati Loan:
Things to Remember: Sapati has small service charges depending on the loan amount.
There are three ways to take a Sapati Loan:
- Download the NTC app and use the “Sapati Loan” feature.
- Dial 422 followed by your security code and “S”. Choose your desired loan amount and repayment period. Enter your PIN and confirm.
- Visit an NTC authorized retail outlet and request a Sapati Loan (subject to availability).
NTC to NTC Balance Transformation [ Easy Method ]
NTC loan FAQs
What are the two ways to get a loan with NTC?
NTC offers two loan options for prepaid connections:
Namaste Credit:Â Ideal for frequent NTC users. It’s free to use, with automatic repayment from your next top-up.
Sapati Loan:Â Available to everyone, even new customers. Choose loan amounts (Rs. 50, 100, 200, or 500) with flexible repayment periods, but there are small service charges.
How do I activate Namaste credit?
Dial *1477# on your NTC phone.
Select “Namaste Credit,” followed by “Start.”.
You’ll receive a message confirming your initial credit limit.
How do I check my remaining Namaste Credit balance?
Dial *1477# and select “Namaste Credit” followed by “STATUS”.
Are there any charges for Sapati Loans?
Yes, there are small service charges depending on the loan amount you choose.
Where can I find the latest information on NTC loan terms and fees?
Always refer to the official NTC website at www.ntc.net.np or contact NTC customer service for the most up-to-date details.
Is it safe to use NTC loans?
NTC loans are generally safe; however, it’s important to borrow responsibly. Only take what you can comfortably repay within the designated timeframe.
Disclaimer
The information provided on how to take a loan with NTC (Namaste Credit and Sapati) is for general informational purposes only. While we strive to keep the information accurate and up-to-date, NTC’s policies and terms for these services may change.