NTC Loan in Easy Steps! (Namaste Credit & Sapati)

NTC Loan in Easy Steps! (Namaste Credit & Sapati)

Ever run out of credit right when you need it most? NTC (Nepal Telecom) has your back! They offer two ways to get a quick loan for your prepaid connection: Namaste Credit and Sapati. Here’s a breakdown on how to use each:

How to Subscribe NTC Loan ?

  • Type Start and Send SMS to 1477 or Dial *1477# and select 1.

1. Namaste Credit (For Frequent NTC Users):

Good for: Loyal NTC customers who use their service regularly.

Benefits:

  • Completely free to use (no service charges!)
  • Automatic repayment through your next top-up.
  • Easy activation.

How to activate:

  • Dial *1477# on your NTC phone.
  • Select “Namaste Credit” followed by “Start”.
  • You’ll receive a message confirming your initial credit limit.

How to check remaining balance:

  • Dial *1477# and select “Namaste Credit” followed by “STATUS”.

2. Sapati Loan (For Everyone):

Good for: Anyone with an NTC prepaid connection, even if you’re a new customer.

Benefits:

  • Quick access to loan amounts (Rs. 50, 100, 200, or 500).
  • Flexible repayment options (depending on chosen amount).

How to take a Sapati Loan:

Things to Remember: Sapati has small service charges depending on the loan amount.

There are three ways to take a Sapati Loan:

  1. Download the NTC app and use the “Sapati Loan” feature.
  2. Dial 422 followed by your security code and “S”. Choose your desired loan amount and repayment period. Enter your PIN and confirm.
  3. Visit an NTC authorized retail outlet and request a Sapati Loan (subject to availability).

NTC to NTC Balance Transformation [ Easy Method ]

NTC loan FAQs

What are the two ways to get a loan with NTC?

NTC offers two loan options for prepaid connections:
Namaste Credit: Ideal for frequent NTC users. It’s free to use, with automatic repayment from your next top-up.
Sapati Loan: Available to everyone, even new customers. Choose loan amounts (Rs. 50, 100, 200, or 500) with flexible repayment periods, but there are small service charges.

How do I activate Namaste credit?

Dial *1477# on your NTC phone.
Select “Namaste Credit,” followed by “Start.”.
You’ll receive a message confirming your initial credit limit.

How do I check my remaining Namaste Credit balance?

Dial *1477# and select “Namaste Credit” followed by “STATUS”.

Are there any charges for Sapati Loans?

Yes, there are small service charges depending on the loan amount you choose.

Where can I find the latest information on NTC loan terms and fees?

Always refer to the official NTC website at www.ntc.net.np or contact NTC customer service for the most up-to-date details.

Is it safe to use NTC loans?

NTC loans are generally safe; however, it’s important to borrow responsibly. Only take what you can comfortably repay within the designated timeframe.

Disclaimer

The information provided on how to take a loan with NTC (Namaste Credit and Sapati) is for general informational purposes only. While we strive to keep the information accurate and up-to-date, NTC’s policies and terms for these services may change.

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